Did you take out the payment Protection Insurance on your capital one card ?
Best you ask for a refund of your payments then
The card company has been fined £175,000 by the Financial Services Authority and could end up shelling out £3m in refunds and claims to customers that bought its loans protection policies.
Around 50,000 Capital One customers will be able to claim a refund on their PPI payments because the FSA said the company failed to provide ‘adequate systems and controls’ when it sold the insurance.
The FSA said that between January 2005 and April 2006, Capital One failed to ensure the 50,000 customers received important information about their policy, including all exclusions. This could have led to some people, such as the retired, self-employed or those with income protection already in place, buying needless payment insurance.
Not that I´ve got an axe to grind or anything
:Plot: